Safer, Smarter Spending

Make every swipe of your Mastercard® Debit Card work for you – with powerful protections, savings and smart tools built into your cards.

Security & Peace of Mind with a Mastercard® Debit Card 

Your First Harvest Mastercard Debit Cards do more than pay – they protect and help you save.

Zero Liability Protection – Gain peace-of-mind that you won’t be held responsible for unauthorized transactions.

Chip + Contactless Technology – Modern security with fast, easy checkout.

Mastercard® ID Theft Protection™- Gain access to a number of Identity Theft resolution services.

Digital Wallet – Add your debit card to Apple Pay, Google Pay, or Samsung Pay for secure & convenient shopping.

Save Automatically With Debit Card Round Up

Turn everyday purchases into effortless savings! With our Debit Card Round Up program, you’ll automatically build your savings with every point-of-sale transaction.

Eligible With First Harvest Checking Accounts

Debit Card Round Up is eligible with Free Checking, Growth Checking, and First Step Checking accounts with an active debit card.

Automatic Savings

Point of sale transactions are rounded to the nearest dollar, and the difference is added to your designated First Harvest Savings Account.

Easy Activation

Activate your Debit Card Round Up through Virtual Branch or by calling us.

Debit Card

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Benefits and social programs
Zero Liability*
Chip Technology
Contactless Technology
Extended Warranty
Satisfaction Guarantee
Mastercard Global Service™
Mastercard Airport Concierge™
MasterRental™ Insurance
 
Special Programs
Mastercard Easy Savings® Program
 
Mastercard Golf
 
Priceless Cities & Offers®**
Intuit QuickBooks® Online Discount
 
Intuit QuickBooks Payroll
 
Mastercard Mobile Receipt Management
 
Intuit TurboTax® Discount
 
Adobe
 
Stride Health**
 
Zoho Social
 
Salesforce Essentials
 
Microsoft Advertising
 
Uber Freight
 
Uber for Business
 
Mastercard Biz
 

Debit Business Card

Learn More
Benefits and social programs
Zero Liability*
Chip Technology
Contactless Technology
Extended Warranty
 
Satisfaction Guarantee
 
Mastercard Global Service™
Mastercard Airport Concierge™
MasterRental™ Insurance
Special Programs
Mastercard Easy Savings® Program
Mastercard Golf
Priceless Cities & Offers®**
Intuit QuickBooks® Online Discount
Intuit QuickBooks Payroll
Mastercard Mobile Receipt Management
Intuit TurboTax® Discount
Adobe
Stride Health**
Zoho Social
Salesforce Essentials
Microsoft Advertising
Uber Freight
Uber for Business
Mastercard Biz

Debit Card

Learn More

Debit Business Card

Learn More
Benefits and social programs
Zero Liability*
Chip Technology
Contactless Technology
Extended Warranty
Mastercard ID Theft Protection™
Satisfaction Guarantee
Mastercard Global Service™
Mastercard Airport Concierge™
MasterRental™ Insurance
Special Programs
Mastercard Easy Savings® Program
Mastercard Golf
Priceless Cities & Offers®**
Intuit QuickBooks® Online Discount
Intuit QuickBooks Payroll
Mastercard Mobile Receipt Management
Intuit TurboTax® Discount
Adobe
Stride Health**
Zoho Social
Salesforce Essentials
Microsoft Advertising
Uber Freight
Uber for Business
Mastercard Biz

Frequently Asked Questions

Debit Card Round Up is an optional service that’s available as part of your First Harvest Checking Account. Eligible checking accounts include our Growth Checking, Free Checking, and First Step Checking programs with an active Debit Card.

The Debit Card Round up will apply to your point of sale (POS) transactions, rounding your purchases to the nearest dollar. The difference will be placed in your designated Savings Account. You may not designate an IRA, Escrow, or Business account for the Debit Card Round Up transfers program.

  • Debit Card Round Up transfers only apply to Debit Card Point of Sale purchases, including online and mobile wallet purchases. Certain Debit Card transaction types may be excluded from the Debit Card Round Up Transfers.
  • If your Debit Card purchase is subsequently disputed, cancelled or reversed, the corresponding Debit Card Round Up transfer remains in the account you designated. You may transfer that sum back to your Checking Account if you wish.
  • Funds will be transferred only to an active First Harvest Credit Union Savings Account.
  • If you have a change in account ownership, including being removed from the account in which the Debit Card Round Up transfers are being deposited into, or need to change the transfer you’ve set up, you are responsible for contacting First Harvest Credit Union to implement the change.
  • If the Checking Account enrolled in Debit Card Round Up is closed or the Savings Account receiving the Debit Card Round Up transfers is closed, your Debit Card Round Up enrollment will be canceled.
  • You may terminate your participation in Debit Card Round Up at any time by contacting us.

More Solutions

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

With a First Harvest savings account, you’ll keep your finances organized, open the door to credit union benefits, and watch your savings soar.

Learn More

Earn more on your everyday balance with Growth Checking, an interest-bearing account that pairs competitive dividends with easy debit card access and digital banking.

Learn More

Personal Checking

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

Personal Savings

With a First Harvest savings account, you’ll keep your finances organized, open the door to credit union benefits, and watch your savings soar.

Learn More

Growth Checking

Earn more on your everyday balance with Growth Checking, an interest-bearing account that pairs competitive dividends with easy debit card access and digital banking.

Learn More

Get Started Today!

Serving members across New Jersey, First Harvest Credit Union is proud to offer protected and secured accounts with outstanding serice and local support.