
Safer, Smarter Spending
Make every swipe of your Mastercard® Debit Card work for you – with powerful protections, savings and smart tools built into your cards.

Security & Peace of Mind with a Mastercard® Debit Card
Your First Harvest Mastercard Debit Cards do more than pay – they protect and help you save.
Zero Liability Protection – Gain peace-of-mind that you won’t be held responsible for unauthorized transactions.
Chip + Contactless Technology – Modern security with fast, easy checkout.
Mastercard® ID Theft Protection™- Gain access to a number of Identity Theft resolution services.
Digital Wallet – Add your debit card to Apple Pay, Google Pay, or Samsung Pay for secure & convenient shopping.

Save Automatically With Debit Card Round Up
Turn everyday purchases into effortless savings! With our Debit Card Round Up program, you’ll automatically build your savings with every point-of-sale transaction.
Eligible With First Harvest Checking Accounts
Debit Card Round Up is eligible with Free Checking, Growth Checking, and First Step Checking accounts with an active debit card.
Automatic Savings
Point of sale transactions are rounded to the nearest dollar, and the difference is added to your designated First Harvest Savings Account.
Easy Activation
Activate your Debit Card Round Up through Virtual Branch or by calling us.
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|---|
| Benefits and social programs |
Zero Liability* ✓ |
Chip Technology ✓ |
Contactless Technology ✓ |
Extended Warranty ✓ |
✓ |
Satisfaction Guarantee ✓ |
Mastercard Global Service™ ✓ |
Mastercard Airport Concierge™ ✓ |
MasterRental™ Insurance |
| Special Programs |
Mastercard Easy Savings® Program |
Mastercard Golf |
Priceless Cities & Offers®** ✓ |
Intuit QuickBooks® Online Discount |
Intuit QuickBooks Payroll |
Mastercard Mobile Receipt Management |
Intuit TurboTax® Discount |
Adobe |
Stride Health** |
Zoho Social |
Salesforce Essentials |
Microsoft Advertising |
Uber Freight |
Uber for Business |
Mastercard Biz |
![]() |
|---|
| Benefits and social programs |
Zero Liability* ✓ |
Chip Technology ✓ |
Contactless Technology ✓ |
Extended Warranty |
✓ |
Satisfaction Guarantee |
Mastercard Global Service™ ✓ |
Mastercard Airport Concierge™ ✓ |
MasterRental™ Insurance ✓ |
| Special Programs |
Mastercard Easy Savings® Program ✓ |
Mastercard Golf ✓ |
Priceless Cities & Offers®** ✓ |
Intuit QuickBooks® Online Discount ✓ |
Intuit QuickBooks Payroll ✓ |
Mastercard Mobile Receipt Management ✓ |
Intuit TurboTax® Discount ✓ |
Adobe ✓ |
Stride Health** ✓ |
Zoho Social ✓ |
Salesforce Essentials ✓ |
Microsoft Advertising ✓ |
Uber Freight ✓ |
Uber for Business ✓ |
Mastercard Biz ✓ |
![]() | ![]() | |
| Benefits and social programs | ||
| Zero Liability* | ✓ | ✓ |
| Chip Technology | ✓ | ✓ |
| Contactless Technology | ✓ | ✓ |
| Extended Warranty | ✓ | |
| Mastercard ID Theft Protection™ | ✓ | ✓ |
| Satisfaction Guarantee | ✓ | |
| Mastercard Global Service™ | ✓ | ✓ |
| Mastercard Airport Concierge™ | ✓ | ✓ |
| MasterRental™ Insurance | ✓ | |
| Special Programs | ||
| Mastercard Easy Savings® Program | ✓ | |
| Mastercard Golf | ✓ | |
| Priceless Cities & Offers®** | ✓ | ✓ |
| Intuit QuickBooks® Online Discount | ✓ | |
| Intuit QuickBooks Payroll | ✓ | |
| Mastercard Mobile Receipt Management | ✓ | |
| Intuit TurboTax® Discount | ✓ | |
| Adobe | ✓ | |
| Stride Health** | ✓ | |
| Zoho Social | ✓ | |
| Salesforce Essentials | ✓ | |
| Microsoft Advertising | ✓ | |
| Uber Freight | ✓ | |
| Uber for Business | ✓ | |
| Mastercard Biz | ✓ | |
Frequently Asked Questions
Debit Card Round Up is an optional service that’s available as part of your First Harvest Checking Account. Eligible checking accounts include our Growth Checking, Free Checking, and First Step Checking programs with an active Debit Card.
The Debit Card Round up will apply to your point of sale (POS) transactions, rounding your purchases to the nearest dollar. The difference will be placed in your designated Savings Account. You may not designate an IRA, Escrow, or Business account for the Debit Card Round Up transfers program.
- Debit Card Round Up transfers only apply to Debit Card Point of Sale purchases, including online and mobile wallet purchases. Certain Debit Card transaction types may be excluded from the Debit Card Round Up Transfers.
- If your Debit Card purchase is subsequently disputed, cancelled or reversed, the corresponding Debit Card Round Up transfer remains in the account you designated. You may transfer that sum back to your Checking Account if you wish.
- Funds will be transferred only to an active First Harvest Credit Union Savings Account.
- If you have a change in account ownership, including being removed from the account in which the Debit Card Round Up transfers are being deposited into, or need to change the transfer you’ve set up, you are responsible for contacting First Harvest Credit Union to implement the change.
- If the Checking Account enrolled in Debit Card Round Up is closed or the Savings Account receiving the Debit Card Round Up transfers is closed, your Debit Card Round Up enrollment will be canceled.
- You may terminate your participation in Debit Card Round Up at any time by contacting us.
Get Started Today!
Serving members across New Jersey, First Harvest Credit Union is proud to offer protected and secured accounts with outstanding serice and local support.
*Limitations apply. Zero Liability does not apply to unregistered prepaid cards, such as Gift Cards. Cardholders must use care in protecting their card and notify First Harvest Credit Union immediately of any unauthorized use. Visit Mastercard’s Website for complete details. Report Lost or Stolen Card
**Certain restrictions apply. For benefit questions or assistance, call 1-800-Mastercard.
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