Fast, Flexible Loan Payments

Pay your First Harvest Credit Union loan securely with EZPay, Digital Banking, or other convenient options.

Loan Payment Options Made Easy

Online Banking Direct Transfers

Sign in to your Online Banking or Mobile App account to conveniently make one-time or recurring direct payment transfers to your First Harvest loan from a First Harvest Savings or Checking account.

Manage your loan from virtually anywhere!

Make Auto, Personal, and Home Equity Loan Payments with ease.

Set up direct deposit to streamline recurring loan payments.

EZPay Loan Payment Service

Pay your First Harvest loan in minutes using a debit card or a savings or checking account from another financial institution. Members enjoy quick, secure loan payment options.

Free online payments 

Full and partial payments allowed

Available for most loan types

Ways to Make a Loan Payment

Your Visa Groundwork Credit Card payments should be made directly to our credit card partner, Groundwork Card.

Online Payments: For faster and more convenient payments, we encourage you to enroll in the Groundwork Online Portal, where you can:

  • Make secure online payments
  • Review recent transactions
  • Access your statements anytime

Enroll Now

Payments By Mail:

Groundwork Card/VISA
PO BOX 660493
DALLAS, TX 75267-0493

Set Up Bill Pay: 

Use the following information to pay through First Harvest Bill Pay:

  • Payee Name: Groundwork Card/Visa
  • Your 16-digit card#
  • Address: Visa, PO BOX 660493, Dallas, TX 75266-0493
  • Phone Info:
    • For cards beginning with 40393400, enter phone#: 866-614-0322
    • For cards beginning with 40378900, enter phone#: 866-614-0334

Your First Harvest Mortgage Loan payments should be made directly to our loan servicing partner, Midwest Loan Services. Access Midwest’s robust servicing platform today to make online payments or set up automatic recurring payments.

Midwest’s online platform offers members the ability to complete common account inquiries at your convenience. Once logged in, members can explore the Mortgage Servicing Center to self-serve on many different needs, such as:

  • Access escrow information
  • View tax documents and mortgage statements
  • Make or edit payments
  • Gain insight on your home’s equity and understand how to grow it
  • & much more!

Members can also gain insight on understanding their home’s equity, how to grow it, and much more all on a convenient website.

Register Today

Members can also contact Midwest Loan Services directly with questions relating to your mortgage at 800.582.7640.

Your First Harvest Auto and Motorcycle Loan payments can be made using any of our convenient payment options!

Direct Transfer from your First Harvest Account:

  • Make regular deposits to fund your First Harvest account. Consider setting up Direct Deposit for a fast and secure way to keep your account funded!
  • Enroll in our Digital Banking services to access your account online and manage your loan and account information from virtually anywhere!
  • When you sign in to your Online Banking or Mobile App account, you can conveniently make one-time or recurring direct payment transfers to your First Harvest loan from a First Harvest Savings or Checking account.

Set Up Automatic Payments from Another Financial Institution

  • Set up a loan payment to automatically deduct from your savings or checking account held at another financial institution to ensure you don’t miss a First Harvest loan payment!
  • Provide the following information to the financial institution you wish to send automatic payments from:
    • Institution Name: First Harvest Credit Union
    • Address: 1617 Hurffville Road, Deptford, NJ 08096
    • Routing/ABA Number: 236077755
    • Your Account Number: Members can view their full account number under the “Account Information” link within their Online Banking account.

Set up EZPay for Electronic Payments

Our members have the option to make secure one-time payments to their First Harvest loan online from another financial institutions using a Savings or Checking Account or a Debit Card issued by Visa®, Mastercard®, or Discover.

Pay In-Person or By Mail

Make your payment in-person at any First Harvest branch.

Locate a Branch

You can also send your payments by mail to:

First Harvest Credit Union
P.O Box 5530
Deptford NJ 08096-0530

Overnight Payments can be mailed to:

First Harvest Credit Union
1617 Hurffville Road
Deptford NJ 08096-0530

Make checks or money orders payable to First Harvest Credit Union and list your Loan Account Number on your check or money order.

Your First Harvest Personal Loan and Personal Line of Credit can be made using any of our convenient payment options!

Direct Transfer from your First Harvest Account:

  • Make regular deposits to fund your First Harvest account. Consider setting up Direct Deposit for a fast a secure way to keep your account funded!
  • Enroll in our Digital Banking services to access your account online and manage your loan and account information from virtually anywhere!
  • When you sign in to your Online Banking or Mobile App account, you can conveniently make one-time or recurring direct payment transfers to your First Harvest loan from a First Harvest Savings or Checking account.

Set Up Automatic Payments from Another Financial Institution

  • Set up a loan payment to automatically deduct from your savings or checking account held at another financial institution to ensure you don’t miss a First Harvest loan payment!
  • Provide the following information to the financial institution you wish to send automatic payments from:
    • Institution Name: First Harvest Credit Union
    • Address: 1617 Hurffville Road, Deptford, NJ 08096
    • Routing/ABA Number: 236077755
    • Your Account Number: Members can view their full account number under the “Account Information” link within their Online Banking account.

Pay In-Person or By Mail

Make your payment in-person at any First Harvest branch.

Locate a Branch

You can also send your payments by mail to:

First Harvest Credit Union
P.O Box 5530
Deptford NJ 08096-0530

Overnight Payments can be mailed to:

First Harvest Credit Union
1617 Hurffville Road
Deptford NJ 08096-0530

Make checks or money orders payable to First Harvest Credit Union and list your Loan Account Number on your check or money order.

Your First Harvest Home Equity Loan and Home Equity Line of Credit (HELOC) can be made using any of our convenient payment options!

Direct Transfer from your First Harvest Account:

  • Make regular deposits to fund your First Harvest account. Consider setting up Direct Deposit for a fast a secure way to keep your account funded!
  • Enroll in our Digital Banking services to access your account online and manage your loan and account information from virtually anywhere!
  • When you sign in to your Online Banking or Mobile App account, you can conveniently make one-time or recurring direct payment transfers to your First Harvest loan from a First Harvest Savings or Checking account.

Set Up Automatic Payments from Another Financial Institution

  • Set up a loan payment to automatically deduct from your savings or checking account held at another financial institution to ensure you don’t miss a First Harvest loan payment!
  • Provide the following information to the financial institution you wish to send automatic payments from:
    • Institution Name: First Harvest Credit Union
    • Address: 1617 Hurffville Road, Deptford, NJ 08096
    • Routing/ABA Number: 236077755
    • Your Account Number: Members can view their full account number under the “Account Information” link within their Online Banking account.

Pay In-Person or By Mail

Make your payment in-person at any First Harvest branch.

Locate a Branch

You can also send your payments by mail to:

First Harvest Credit Union
P.O Box 5530
Deptford NJ 08096-0530

Overnight Payments can be mailed to:

First Harvest Credit Union
1617 Hurffville Road
Deptford NJ 08096-0530

Make checks or money orders payable to First Harvest Credit Union and list your Loan Account Number on your check or money order.

Frequently Asked Questions About EZPay

Our members have the option to quickly and securely pay their First Harvest loan online from another financial institution.

EZPay payments can be made using the following methods from another financial institution:

  • Savings or Checking Accounts
  • Debit Cards issued by Visa®, Mastercard®, and Discover

Please use Chrome, Firefox, Safari, or Microsoft Edge when using EZPay. Payments will be posted to your account using the date that a payment is made but may take up to 2 business days to post to your account. Payments made after 5:00 PM and on weekends or holidays will be posted the following business day.

EZPay Loan Payments are accepted for the following products:

  • Auto Loan (new and used)
  • Credit Builder Loan
  • Home Equity Loan
  • Home Equity Line of Credit
  • Lines of Credit
  • Motorcycle Loan (new and used)
  • Personal Loan
  • Share Secured Loan

EZPay cannot be used to make payments for the following:

  • Mortgages
  • Groundwork Credit Cards

You will need your account number with First Harvest, the last 4 of your Social Security number, the loan number, and your zip code. Your account information can be found on your most recent statement, or by using Online Banking. If you are having trouble finding this information, give us a call at 800.582.7640 and we can assist you.

Yes. To cancel a payment, please call us at 800.582.7640.

No, automatic or recurring payments are not accepted using EZPay. To set up an automatic payment, you will need to use your First Harvest account. We can help you set up automatic payments by calling 800.582.7640.

You may use your First Harvest Debit Card to make a payment. First Harvest Credit Cards are not accepted.

EZPay payment portal is not compatible with Internet Explorer. Please check the web browser you are using. Chrome, Firefox, Safari, Microsoft Edge are all compatible.

Payments may be reflected on the account by the following business day of making a payment. Payments submitted after hours, on weekends or holidays may take up to 2 business days to process.

Most payments will be debited right away but may take up to 2 business days to post to your account. Payments made after 5:00 PM will be posted the following business day. Payments made on weekends or holidays will be posted the following business day.

More Solutions

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

Bank from anywhere. With our mobile app and online banking, you can check balances, transfer funds, pay bills, and deposit checks — anytime, anywhere.

Learn More

What’s better than saving? Saving with certainty. Open a certificate to meet our savings goals with guaranteed, fixed-rate earnings.

Learn More

Personal Checking

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

Digital Banking

Bank from anywhere. With our mobile app and online banking, you can check balances, transfer funds, pay bills, and deposit checks — anytime, anywhere.

Learn More

Certificates

What’s better than saving? Saving with certainty. Open a certificate to meet our savings goals with guaranteed, fixed-rate earnings.

Learn More